Email Print Minimize font Reset font size Enlarge font

ADCB Business First

ADCB Business First

As a business account holder, you appreciate a banking relationship where you can rely on services that support your business needs.


With ADCBs Business First you can keep your focus on growing your business without
the worry of maintaining your Monthly Average Balance, saving you both time and money. 

Offered in four options, Essential, Essential Plus, Executive and Executive Plus the Business First packages are designed to support your business and offer a variety of free services*.

Expand all Collapse all

  • Business First Membership Types

     Business First Packages - Membership Type* Essential Essential Plus Executive Executive Plus**
     Monthly Membership Fee AED 250 + VATAED 400 + VAT AED 800 + VAT AED 1650 + VAT
     ProCash (soft token / mobile app) Free Free Free Free
     Own Cheque Printing with company logo (2,000 Cheque Leaves) Special Rates Special Rates Free Free
     Corporate Cheque Scanning Solution (1 Scanner) Special Rates Free Free Free
     Cheque pick-up (Aramex)
     Special Rates Free Free Free
     Cash pick-up (Transgaurd)
     Special Rates Special Rates Preferential Rates Free
     Post Dated Cheque (warehousing / withdrawal /  extension of due date) Standard Rates Free Free Free
     Wages Protection System Free Free Free Free
     Corporate Salary Transfer Free Free Free Free
     Electronic Fund Transfer (Domestic) Free Free Free Free
     Electronic Fund Transfer (International) Special Rates Special Rates Free Free
     Preferential Foreign Exchange spot rates (AED USD /  AED non-USD) Standard Rates Standard Rates Special Rates Preferential Rates

    *ADCBs Terms and Conditions apply. Correspondent bank charges will be charged wherever applicable
    on actual basis. For the complete Schedule of Fees click here.
    **Subject to Bank's approval
  • Special offer to our new Privilege Club Customers

     Special offer for new Privilege Club Customers  Essential Essential Executive Executive Plus
     Open an account (TRB*) to avail these benefits AED 200,000 AED 200,000 AED 200,000 AED 200,000
     Welcome TouchPoints / Gift 33,334 Welcome  TouchPoints** 33,334 Welcome  TouchPoints** 66,667 Welcome  TouchPoints** 100,000 Welcome  TouchPoints**
     Preferential rates and fees on ADCB Privilege Club  products and services Yes Yes Yes Yes
     Pre-approval on Credit Cards, Auto Loan & Overdraft  facilities - subject to the customer
     meeting segment criteria***
     Yes Yes Yes Yes
     Free Life Insurance of AED 50,000 Yes Yes Yes Yes
     Dedicated Privilege Club Relationship Officer Yes Yes Yes Yes

    *TRB - Total Relationship Balance is the combined total average balance of Current Account, Savings Account,
    Call Account, Fixed Deposits and Investments, onshore and offshore.
    **New Privilege Club customers will receive the welcome gift subject to a minimum spend of AED 100 on the debit
    card and a selection of 3 solutions from the bank. 
    ***Loan approval is at the sole discretion of ADCB, subject to ADCB's Terms and Conditions and submission
    of documentation acceptable to ADCB.
    Terms and Conditions are subject to change without prior notice and are available upon request. All offers are
    made available on a best-effort basis, subject to availability and at the sole discretion of ADCB.
    For more information about ADCB Privilege Club click here
  • Business First Annual Savings Meter

    The below Annual Savings Meter indicates the saving each of the ADCB Business First
    Packages would give you annually. 

     Client's Annual Savings Meter (All Figures
     in AED & inclusive of 5% VAT)
     Essential Essential Plus Executive Executive Plus 
    Fall below / Membership Fee (incl. VAT)-630-2,520-7,560-18,270
    Cash Deposits (Branch Teller)--1,5751,575
    Cheque Withdrawal (Branch Teller)1,2601,2603,1503,150
    Cheque Book Issuance Fee (via all channels) - 50 leaf per book525525525525
    Own Cheque Printing (OCK) - FREE--1,9951,995
    Cash@Request Cash Pick-Up Service (Transguard) - 4 days per week---13,936
    Cash@Request Cash Delivery Service (Transguard) - once per week----
    Wages Protection System (WPS) Processing Fee per file378378378378
    Wages Protection System (WPS) Processing Fee per record189189189189
    Electronic Fund Transfer Domestic EFD Processing Fee (ProCash)189189189189
    Electronic Fund Transfer International EFI Processing Fee (ProCash)126126756756
    Courier@Velocity Cheque Pick-Up Service (Aramex) - 3 days per week-5,0405,0405,040
    Corporate Cheque Scanner Services (CCSS) - Scanner-3,1503,1503,150
    Post Dated Cheques (PDC) Warehousing-1,8901,8901,890
    Post Dated Cheques (PDC) Withdrawal-4,7254,7254,725
    Post Dated Cheques (PDC) Extension of "Due Date"-1,5751,5751,575
    Foreign Exchange Trading - Sell USD--2,7002,970
    Foreign Exchange Trading - Buy USD--600680
    Total Annual Savings (AED)2,03716,52720,87724,453

    *Notes: [1] Please note that the above comparison was conducted on the assumption that Standard Commercial AED
    Current Account holders are not maintaining requisite AED 25,000 Monthly Average Balance (MAB) and a fall-below
    monthly fee of AED 210 is imposed for 12 months.
    [2] Assumptions for the remaining elements done on the basis of average Customer behaviour in the past
    3-6 months.
    [3] Terms & Conditions apply.

3 Simple Ways To Apply

Call 600 57 6363
SMS CALL to 2626

  • Contact Us
  • ATMs / Branches

Call - 600 57 6363 ( within UAE)

+971 4 4273951 (outside UAE)

Write to Us

I want to:

SME Contact Centre