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Special Savings Account

TouchPoints Enabled
Special Savings Account

Together we can grow your savings to reach greater heights.

Through the ADCB Islamic Special Savings Account we work together with you in a Mudarabah trusted partnership to grow your savings and increase your financial security.

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  • Features and benefits

    • Currencies: AED, USD, Euro and GBP
    • Quarterly profit declaration and payment based on average daily balance
    • Internet banking
    • SMS banking
    • Phone banking
    • E-statement
    • Utility bill payment facility

    All channels including Internet Banking, SMS/Mobile Banking, ATM, and Phone Banking are available.

  • Approved by Shari’ah and Supervisory Board

    All ADCB Islamic Banking products and services are approved by the Fatwa and Shari’ah Supervisory Board. To view the Fatwa issued by the Shari’ah Board authenticating compliance of product structure and documentation please click on the following links:

    Arabic Fatwa | English Fatwa

  • TouchPoints

    Amount balances and transactions are eligible for the TouchPoints loyalty rewards program. The ADCB TouchPoints promise is simple. The more ADCB Islamic Banking products and services you use the more rewards you get.

    For more information or to apply call 600 56 5626 or visit any ADCB branch across the UAE.

    TouchPoints is ADCB’s unique reward scheme, which gives you points for every ADCB product and service you 'touch'. TouchPoints can be exchanged for vouchers at some of the UAE’s most prestigious retailers or used to pay your utility bills or redeemed for Skywards Miles, giving you free flights and upgrades on Emirates Airlines. For more information on ADCB TouchPoints, visit

3 Simple Ways To Apply

Call - 600 56 2626
SMS - SSA to 2626

We have also improved our 24x7 services to help serve you better:

There are over 300 ATMs and many of them allow you instant cash deposit into your account.

Login to ADCB Personal Internet Banking and open a deposit, check your account balance, remit money instantly, pay your bills and much more.

Register for ADCBMobile and check your account balance or transfer funds between your accounts using your mobile phone.

Disclaimer: ADCB Islamic Banking liability products will be made available at the sole discretion of ADCB - IBD; subject to ADCB -IBD’s Terms and Conditions for Shari'ah Compliant Account Operation and upon submission of documentation acceptable to ADCB-IBD.

  • Contact Us
  • ATMs / Branches

Call - 600 56 2626

SMS - SSA to 2626

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