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TouchPoints Card with MyChoice

TouchPoints Card with MyChoice

The card built on choice.

Building your own rewards program allows you to maximise the TouchPoints you earn based on how you spend your money. With MyChoice by ADCB there’s finally a card that gives you the flexibility to earn rewards in the categories you buy the most so you can spend them on the things you want.

You have the flexibility to choose from the available variants which include Rewards and Platinum cards.

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  • MyChoice - Choose how you earn your rewards

    With MyChoice, you get to choose the rewards that fit your life. Enjoy the freedom of choosing how you want to earn and spend your rewards while continuing to earn TouchPoints.

    Choose one category or choose them all, the choice is yours.

    Choice of Reward CategoriesBonus TouchPoints for category purchasesMaximum TouchPoints reward per month per enrolled category
    5 points / 1 AED10,000 (Rewards)
    20,000 (Platinum)
    7 points / 1 AED10,000 (Rewards)
    20,000 (Platinum)
    IScovcardtelecombillTelecom bill payments*
    5 points / 1 AED10,000 (Rewards)
    20,000 (Platinum)
    IScovcardbillpayment1Utility bill payments*
    15 points / 1 AED10,000 (Rewards)
    20,000 (Platinum)
    IScovcarddutyfreeDuty Free
    15 points / 1 AED10,000 (Rewards)
    20,000 (Platinum)

    *Through bank channels

    How does MyChoice work?

    To enjoy the MyChoice bonus rewards, simply make total purchases worth AED 2,500 every month for each of the enrolled categories. Please note that your total purchases include your purchases within the chosen category as well all as other purchases during the month.

    For example, if you enroll for Supermarket and Telecom reward categories, you will be required to make total overall purchases on the card worth AED 5,000 or more to be eligible for the bonus rewards. The bonus rewards will be applied to the purchases within the selected reward category.

    What’s more, purchases with your TouchPoints Card will still earn rewards at 1 & 0.75 TouchPoints for every AED 1 worth of eligible purchase with Platinum and Rewards cards respectively.

    How do I enroll for MyChoice?

    To select your rewards category, simply login to Personal Internet Banking or call our 24/7 Contact Centre on 600 56 2626. Please note that all preferences registered until 10th of the month will be applicable for the current month while those made later will be applicable from the next month onwards.

    What can you do with your TouchPoints?

    You can accumulate your TouchPoints over a period of time and redeem them for shopping or dining vouchers, airline tickets and upgrades, paying your utility bills and much more.

    For more information on TouchPoints, please visit

  • Travel & Lifestyle Benefits

    • Lounge Access

    Travel with your TouchPoints Platinum Card and enjoy a richer experience than before. As a Platinum Card member, you enjoy complimentary access to premium airport lounges across the many cities where you love to travel. For more information visit

    • Golf Access

    Tee off in style with your TouchPoints Platinum Card. As a Platinum card member, you have the luxury of playing golf for free all year at The Track, Meydan Golf Dubai, Arabian Ranches Golf Club Dubai, Yas Links Golf Club Abu Dhabi and Al Ain Equestrian Shooting & Golf Club.

    Just spend AED 5,000 on your credit card every month to enjoy uninterrupted access. Reservations are mandatory and are available on a first come first serve basis for up to 14 days in advance. To book tee times, call us on 600 56 2626.

    • More to Savour

    Savour the best of fine dining in the country with dining privileges of up to 25% off at the finest selection of upmarket restaurants and eateries in the UAE.

  • Convenience and Care for your day-to-day needs

    New Component

    Mobile App & Internet Banking
    Manage your card account 24/7 with our multi-functional Mobile App and Personal Internet Banking. Pay all your utility bills, mobile phone bills, school & college fee payments, Salik, credit card payments, redeem TouchPoints – all through the comfort of your home or office.

    New Component

    Takaful Credit Shield
    An optional insurance plan which covers your card outstanding for up to AED 100,000 on Platinum card and AED 75,000 on other cards, against any untoward incidents like Critical Illness, Natural Death, Permanent Total Disablement, Involuntary Loss of Employment at a nominal charge.
    Click here for detailed Terms and Conditions

    New Component

    Balance Transfer
    Save immensely on interest expenses when you transfer your outstanding balances from other bank credit cards to an ADCB Islamic Banking TouchPoints card. You also have the flexibility to repay in up to 12 months.

    New Component

    Pay order Facility
    Need cash against your available credit limit? Simply call us and the money will be transferred to your account within 3 working days. Repay in easy instalments of up to 24 months.

    New Component

    Instalment Plans
    Beat the stress of paying back any of your high value purchases by splitting transactions into easy instalment plans at tenors of up to 24 months. At our wide range of partner locations, you can shop and pay back in instalments.

  • Convenient Payment Options

    Your ADCB Islamic Banking Touchpoints Card gives you the convenience to pay as little as 5% of your outstanding amount each month, and carry forward the outstanding amount balance to the next billing cycle. 


    You can make payments for your ADCB Islamic Banking Touchpoints card outstanding amount through any of our convenient channels as following:

    • Personal Internet Banking - click on the “Credit Card Payment” option under the “Islamic Credit Card” menu
    • Mobile Banking App - select your Credit Card which you wish to make payment and choose “Manage your Credit Cards” tab
    • Through any of our branches and ATM with Cash Deposit facility
    • You can also set- up Auto Debit instructions to make payments from ADCB Islamic Banking Savings or Current account. To activate Auto Debit, please call 600 56 2626 or visit your nearest ADCB Islamic Banking branch 

    Alternatively, you can make payments at ENOC/EPPCO, Al Ansari Exchange, UAE Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations such as exchange houses and ENOC / EPPCO locations.

  • Approved by the Fatwa and Shariah Supervisory Board

3 Simple Ways To Apply

Call 600 56 2626
SMS MYCC to 2626

For detailed Terms and Conditions on each of the features and benefits provided on your ADCB Islamic Banking Card, please click here or call us on 600 56 2626.

All terms and Conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

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Call - 600 50 2030

SMS - CARD to 2626

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