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Business Protection through ADCB -
The way forward when securing your business

Business Protection through ADCB -</br> The way forward when securing your business

Losing a Key-person or partner can have a devastating impact on a business. If an organisation fails to provision for liability repayments or loss of revenue due to death, critical illness or disability of a partner, or keyperson, the business could falter or even fail. Business Protection is a risk management tool as well as an insurance policy, allowing businesses to protect its most valuable assets - the people. 

With Business Protection through ADCB, we provide a need-based solution to protect your business in the following three scenarios:

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Business Liabilities Protection
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Key Person Protection
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Shareholder & Partnership Protection
  • Cover for business loans - possibly with personal guarantees
  • Cover for loan accounts - this is money owed to a bank or lending institution
  • Cover for overdrafts - this is an extension of credit limit from a bank or lending institution

  • Covers salary of the key person during period of extended absence due to critical illness or disability
  • Covers recruitment costs to replace the key person
  • Covers loss of revenue due to loss of the key person
  • Helps ensure business continuity after loss of the key person
  • Helps pay off company debt

  • Compensates for loss of a Shareholder/partner if either dies or suffers a serious illness
  • Enables transfer of shares from inheritors
  • Facilitates adequate compensation for the family of the deceased through a buyback of shares


Insurance Products are made available to clients based on their need analysis and request. Insurance products are underwritten by respective insurance providers and issued subject to their terms and conditions. Abu Dhabi Commercial Bank (ADCB) does not offer insurance advice, nor does it manage, underwrite or issue insurance policies. ADCB is not responsible for rejected applications or claims by any insurance company. Premiums received by ADCB for insurance plans are not bank deposits. Investment products are not bank deposits and are not guaranteed by ADCB. They are subject to investment risks, including possible loss of principal amount invested. Past performance does not guarantee future results. Please refer to ADCB Terms & Conditions for Investment Services. This web-page is for information purposes only and does not constitute an offer or solicitation to purchase investment products.
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Call - 600 50 2030 (Within UAE)

+971 2 6210090 (Outside UAE)

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