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Titanium, Gold & Classic Credit Card

Titanium, Gold & Classic Credit Card

Packed with fantastic benefits, the ADCB Titanium, Gold and Classic Credit cards are free for life.

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  • Exclusive Rewards

    • TouchPoints awarded on your purchases

    Discover a whole new rewarding experience with your ADCB Credit Card and TouchPoints. Every time you spend with your ADCB Credit Card - whether itís shopping, dining, entertainment or travel expenses anywhere in the world - you earn TouchPoints.

    Your TouchPoints can be redeemed for Skywards or Etihad Guest Miles, shopping vouchers as well as to pay for your utility bill payments. You can find out more about TouchPoints redemption choices by visiting

    Earn 0.75 TouchPoint and 0.5 TouchPoint for every AED 1 spent on your ADCB Titanium/Gold Card and ADCB Classic Card respectively

    Please note with effect from 1st July 2014, in any given month, a Cardholder shall only be entitled to TouchPoints and/ or similar benefits for transactions carried out up to the extent of the assigned Credit Limit on the Card. Transactions exceeding the assigned Credit Limit of the Card shall not be entitled to earn TouchPoints during that month.

  • Superior Lifestyle Experiences

    • Weekend movie cash-back

    Enjoy an all year round 50% cash-back on any cinema ticket purchased during weekends (Thursday to Saturday) at any movie theatre in the UAE.

    Just spend a minimum AED 1,000 every month (inclusive of movie purchases) on your credit card to enjoy the cash-back throughout the year. Titanium/Gold and Classic Card members receive cash-back of upto AED 50 per month which nearly equates to 20 free movie tickets in a year.

    • Weekend entertainment cash-back

    Take to the slopes, splash out or just enjoy an outing with your family with an all year round 50% cash-back on some of the best entertainment venues during weekends (Thursday to Saturday). These venues include:

    ē Abu Dhabi - Yas Waterworld, Al Forsan Sports Resort
    ē Dubai - Ski Dubai, Wild Wadi Waterpark, Dubai Dolphinarium, Dubai Autodrome,
    iFLY Dubai, Magic Planet, Little Explorers, Aqua Play, Yalla! Bowling,
    Soccer Circus.
    ē Northern Emirates - Magic Planet, Ice Land Waterpark

    The cashback offer is applicable on transactions at the abovementioned venues from 1st February 2013 onwards.

    Just remember to spend a minimum AED 1,000 every month on your ADCB Credit Card to enjoy the cash-back throughout the year. Classic and Titanium/Gold Card members receive cash-back of upto AED 250 per year.

  • Enhanced Protection and Care

    • Credit Shield

    An insurance feature which offers the cardholders protection against permanent disability, critical illness, involuntary loss of employment and death, for payment of a nominal fee.

    • Family Protector Plus

    Subscribe to an optional affordable life insurance plan that covers natural death, accidental death and disability and in-patient medical expenses for as little as 50 Fils per day.

    • 3D Secure

    Now your ADCB Credit Card includes added security when you shop online. Our new 3D Secure feature adds an extra layer of verification to all ADCB Cards , so buying online is even more safe. For more information click here

  • Convenience and Flexibility

    • Utility Bill Payments

    You can use your ADCB Credit Card to pay your utility bills (Etisalat, ADDC, DEWA, AADC, SEWA and Salik) effortlessly through ADCB@ctive Personal Internet Banking or through ADCB Mobile, anytime, anywhere.

    To learn how to make bill payments using ADCBMobile, please click here

    • School & College Fees Payments

    You can make tuition fee payments with your ADCB Credit Card to over 300 educational institution in the UAE from the comfort of your office or home, any time. The payments can be made through ADCB@ctive Personal Internet Banking using your ADCB Credit Card.

    • Fast Pay

    You can now pay your ADCB Credit Card bills free of charge at any of our ADCB branches and select ATMs across the UAE. Alternatively, you can pay at ENOC/EPPCO, Al Ansari Exchange, UAE Exchange or at LuLu Exchange branches.

    • 0% Installment Payment Plan

    Shop to your heartís content without worrying about high card payments.

    Your ADCB Credit Card offers you the convenience of 0% Installment Payment Plans at some of the best brands in the country. Some of the merchant partners where you can take advantage of 0% Installment Payment Plans include Emirates Airline, Joy Alukkas, VLCC, Harman House, Pure Gold, Plug ins.

    For an updated list of merchant partners, please click here

    • Personal Payment Plan

    Split your everyday purchase transactions made on your ADCB Credit Card at low interest rates and pay in easy instalments of 6, 9, 12, 18 or 24 months.

    • Balance Transfer Facility

    Transfer your outstanding balances from your other bankís Credit Card to your ADCB credit card and save with amazingly low interest rates.

    • Credit Card Loan

    Need cash against your available credit limit? Simply call us and the money will be transferred to your account within 3 working days. Benefit from a low interest rate and repay in easy instalments of 6, 9, 12, 18 or 24 months.

  • Value Chart

    • How to maximize your gains from an ADCB Gold / Classic Credit card?

    With no annual fees for a lifetime, you can enjoy benefits worth in excess of AED 1,000 every year:

    FeatureAnnual Savings
    TouchPoints redemption (AED 30,000 spent in a year)AED 200
    Movie cashbackAED 600
    Entertainment cashbackAED 250
    Total ValueAED 1,050

    Terms and conditions apply. This table is intended for illustrating the value of the benefits provided on ADCB Credit Cards. The illustrated values are approximations based on certain assumptions of card utilization, current business trends and current monetary value of the benefits and are subject to change.

3 Simple Ways To Apply

Call 800 2030
SMS CARD to 2626

All terms and conditions are subject to change without prior notice. All offers are made available on best effort basis and at the sole discretion of ADCB. ADCB makes no warranties and assumes no liability in respect to the products and services provided by the vendors/partners/service providers.

For more information, please call ADCB on 800 20 30

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