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Business Platinum Credit Card

Business Platinum Credit Card

ADCB Business Platinum Credit Card – A must have for every business.

Engineered with Chip & PIN technology, ADCB Business Platinum Credit Card offers you a smart and secure alternative to cheques and cash for your day-to-day financial transactions. Besides giving you that much needed credit line to run your business, it also simplifies accounting & administration and saves money on regular business expenses.

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  • Features and Benefits

    • Cashback Rewards

    Earn 1% cashback on all your business purchases with your ADCB Business Platinum Card, anytime, anywhere in the world.

    • Complimentary Lounge Access

    Travel with your Business Platinum Credit Card and enjoy a richer experience than before. As a Platinum Card member, you enjoy 3 complimentary access to premium airport lounges across the many cities where you love to travel every year. For online primary and supplementary card registration and for the latest updated list of lounges visit

    • Business Recognition

    Place your business in an exclusive league and open up a whole new world of possibilities for your business. The ADCB Business Platinum Credit Card bears your company’s name, which gives your business that extra mileage.

    • Business Savers

    Paying with your ADCB Business Credit Card for regular business expenses like travel, stationary, printing, furniture, fit outs can generate valuable business savings with specially negotiated deals (up to 30% off) with vendors linked with your business with “Business Saver” vouchers along with your card.

    • More to Savour

    Savour the best of fine fining in the country with dining privileges of up to 25% off at the finest selection of upmarket restaurants and eateries in the UAE.

  • Convenience and Care for your day-to-day needs

    Insurance Coverage for Complete Peace of Mind

    The Business Platinum Credit Card offers 2 insurance coverage:

            1) Corporate Liability Waiver (CLW) insurance protects you and your company against unauthorized use of the ADCB Business Platinum Credit Card by the employees. Terms and Conditions apply for details click here

            2)Fraud Insurance provides protection against fraudulent account activity – for unauthorized charges on their lost/stolen cards or for charges that the cardholder did not approve while the card is in their possession. *Terms and Conditions apply. For details click here

    New Component

    Credit Shield
    An optional insurance plan which covers your card outstanding for upto AED 100,000 against any untoward incidents like Critical Illness, Natural Death, Permanent Total Disablement, Involuntary Loss of Employment at a nominal charge.
    Click here for detailed Terms and Conditions


    Convenient Payment Options
    Your ADCB Credit Card gives you the convenience to pay as little as 5% of your outstanding balance each month, and carry forward the balance to the next billing cycle. You can make payments for your card outstanding amount through any of our convenient channels as following:

      Personal Internet Banking- click on the “Credit Card Payment” option under the “Credit Card” menu.

      Mobile Banking App- select your Credit Card which you wish to make payment and choose “Manage your Credit Cards” tab

      Through any of our branches and Cash Deposit Machines

      You can also set- up Auto Debit instructions to make payments from ADCB Savings or Current account. To activate Auto Debit, please call 600 50 2030 or visit your nearest ADCB branch

    Alternatively, you can make payments at ENOC/EPPCO, Al Ansari Exchange, UAE Exchange or at LuLu Exchange branches. A nominal transaction fee of AED 5 per payment transaction will be charged for bill payments through partner payment locations such as exchange houses and ENOC / EPPCO locations.

    New Component

    Balance Transfer
    Save immensely on interest expenses when you transfer your outstanding balances from other bank credit cards to an ADCB credit card. You also earn the flexibility to repay upto 12 months.

    New Component

    Installment Plans
    Beat the stress of paying back any of your high value purchases by splitting transactions into easy installment plans at low interest rates and tenors of upto 24 months. At our wide range of partner locations, you can shop and pay back in installments at zero interest charges.

  • Buy 1 Get 1 Offers

    Choose from hundreds of complimentary offers throughout Middle East & Africa across fine dining establishments, premium spas, and more when paying with your ADCB Business Platinum Credit Card.

    • Complimentary 60 minutes SPA treatment when 60 minutes treatments is purchased
    • Complimentary entrée when one entrée is purchased
    • Complimentary main course when one meal course is purchased

    Download Mastercard Buy 1 Get 1 from the App Store or Google Play Store and register with your card details to get access to over 900 unlimited usage offers.

  • Business savings from your ADCB Business Platinum Credit Card

     Business Expenses                                      Annual Savings 
     Cashback earned from company expenses worth AED 15,000 every month AED 1,800
     Complimentary airport lounge visits (2 visits per month) @ AED 100 per visit AED 2,400
     Travel discounts (up to 10% off on select travel agencies) ~ AED 10,000 worth of airline tickets purchase AED 1,000
     Dining discounts (up to 25% off on partner restaurants) ~ AED 1,500 dining expense each month AED 4,500
     Interest savings from purchases converted to installment plans at Zero Interest Installment Plan merchants AED 1,000
     Exclusive discount offers on stationary, office equipment, printing, car rental, courier etc. (~ 10% discount on spend ~ value of AED 5,000 per month) AED 6,000
     Total Business Savings generated in a year AED 16,700

    *The figures reflected in the table are for illustrative purposes only.

  • Card Control

    Enjoy complete control of your card transactions and set spend limits with the Card Control feature through the ADCB Mobile App.


    • Set daily spend limits
    • Set monthly spend limits
    • Block all transactions
    • Block online transactions
    • Block in-store transactions
    • Block foreign transactions
    • Block ATM cash withdrawals

    How to use Card Control

    • Login to the ADCB Mobile App
    • Click on ‘My Accounts’ and then ‘Credit Cards’
    • If you have more than one card, select the credit card you would like to control
    • Scroll down and click on 'Card Control Settings'

Alternatively, visit one of our ADCB branches, or call our 24-hour Contact Centre on 600 50 2030 for more information.

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Call - 600 50 2030 (Within UAE)

+971 2 6210090 (Outside UAE)

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