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Involuntary Loss of Employment (ILOE)

Involuntary Loss of Employment (ILOE)

Whatever lies ahead, were behind you.

We can help you cover your monthly ADCB Personal Loan repayments in the case of involuntary job loss.

We have introduced a new insurance feature in our Personal Loan to ensure your financial security at the time of involuntary loss of employment. This insurance feature will help you eliminate hurdles on your road to success. Designed to stand by you in tough times, our Personal Loan with an insurance option relieves you from the burden of instalments if you lose your job.


  • Covers 10% of your Loan outstanding or AED 5,000 every month for a period of 6 months (whichever is lower).
  • Flexibility to sign in and sign out at any time during the life of your Loan.
  • Affordable monthly fees of just 0.1% of loan outstanding for this cover.

For detailed explanation of the ILOE benefits under the Credit Life Policy terms and conditions click here.

3 Simple Ways To Apply

Call Us - 600 50 2030
SMS ILOE to 2626

All financing and credit facilities are made available at the sole discretion of Abu Dhabi Commercial Bank PJSC (ADCB) and is subject to its terms and conditions and submission of acceptable documentation. Rates, fees and charges are applicable and subject to change without prior notice. For the latest Schedule of Fees please visit

Insurance products are underwritten by respective third party insurance providers and issued subject to their terms and conditions, which may be amended from time to time. ADCB does not offer insurance advice, nor does it manage, underwrite or issue insurance policies. ADCB is not responsible for rejected applications or claims by the third party insurance providers. The fees received by ADCB for insurance products are for the account of ADCB and are not bank deposits.

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